Follows the follies of a stressed-out guy in a dead-end job who is told he has a terminal "brain cloud." A zany jillionaire then makes him an offer that gives him a fleeting taste of the good life. In exchange, he must journey to a Pacific Island and leap into a volcano. Is Joe doomed to be the last of the red-hot lovers? Not if the forces of imagination, romantic comedy, and the charm of Ryan in 3 roles as the women in Joe's life have their way.