As the new century unfolds, Americans face prodigious economic and social challenges, yet nothing unifies the various strategies and causes that attempt to meet these challenges. Economist Jared Bernstein believes that frames such as ""the ownership society"" stress an ever-shrinking role for government and an ever-increasing risk for individuals, clearly implying ""You're on your own."" Arguing that this shift toward extreme individualism needlessly reduces the country's economic security and the living standards of most families, he describes the political and economic forces that pushed the